Posted by: thebigone September 11, 2021
ROTH or 401K
Login in to Rate this Post:     0       ?        
Step 1 - 3% to company 401k to get the match
Step 2 - Max out Roth IRA = $6,000 per year in 2021 per person
Step 3 - Pay off any debt other than mortgage

Step 4 -
Put any additional $ you can afford to company 401k or max it out at $19,500 for 2021 per person
Or if you are planning on buying a house soon - save up to make a 20% down payment. This will help you avoid paying the PMI, less interest, allows you to consider a 15 year mortgage.
Read Full Discussion Thread for this article