[Show all top banners]
Back to: Kurakani General Refresh page to view new replies
 Credit card - loan consolidation
[VIEWED 5133 TIMES]
SAVE! for ease of future access.
Posted on 05-30-07 2:45 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

I have lots of bills to pay and came accross this add on tv about credit card-loan consolidation... i guess few of you have the same problem like me so please advice if this is something to look for or any other alternate ways you can avoid paying those high interest on credit card bills.

Your input will be highly appreciated

Thanks

Goraa.
 
Posted on 05-31-07 5:28 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Please anyone reply to this thread ... Need help!!

goraa.
 
Posted on 05-31-07 6:34 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Consolidation is only 1 step before bankrupty. This will be in your credit history for a while so you can save money now but later when you are buying house car and all it will have a negative effect.
 
Posted on 05-31-07 6:53 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

This might be a warning sign to many newcomers out here. Do not put off payments on credit cards. In other words, don't spend over your limit just because you have credit cards. Generally credit cards charge much higher interest rates compared to your regular banks. If you can get loans from your bank, get it and pay off the credit card bills with higher interest rates. As long as you are better off financially, take every options and clear up your debts.
 
Posted on 05-31-07 7:02 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

If you are really in pain, instead of doing bankruptcy, it's better idea.
 
Posted on 05-31-07 11:59 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

bibas, what about credit card gives 3.99% for the life of the balance, should I use loan which has 8.99% APR, which one is better?
Let's say you send money to Nepal, and go for consolidation, does it help?
If you can't ow won't pay credit card , how come you go for bankcrupcy. If you work for company, they will cut your salary, isn't it true?
 
Posted on 06-02-07 2:25 AM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

thaha,
Credit cards might charge such a low interest only to people with real good credit history and may be some introductory offers. And, read what I said..."generally credit...."
Obviously, he has not paid his bills for quite sometime and the interest rate will be much higher than the normal rate. And, for most "normal" people I guarantee that the rate will be much higher than 4%.
Oh dude, come on, you think all these people out here are stupid or what?

So, do not just act like you are the only smart one out here.
 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 200 days
Recommended Popular Threads Controvertial Threads
TPS Re-registration case still pending ..
Anybody gotten the TPS EAD extension alert notice (i797) thing? online or via post?
TPS EAD auto extended to June 2025 or just TPS?
nrn citizenship
Toilet paper or water?
Mamta kafle bhatt is still missing
ढ्याउ गर्दा दसैँको खसी गनाउच
ChatSansar.com Naya Nepal Chat
whats wrong living with your parents ?
Tourist Visa - Seeking Suggestions and Guidance
TPS advance parole Travel document i-131, Class of Admission ?
Now Trump is a convicted criminal .
Ajay Kumar Dev sentenced to 378 yrs
Biden said he will issue new Employment visa for someone with college degree and job offers
Why Americans reverse park?
Problems of Nepalese students in US
Nepali Passport Renewal
lost $3500 on penny stocks !!!
Biden out, Trump next president, so what’s gonna happen to TPS, termination?
They are openly permitting undocumented immigrants to participate in federal elections in Arizona now.
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters